Vision Payment Solutions Review


Vision Payment Solutions is one of the most cost-effective, accessible and affordable merchant service providers on the market. With a visible concentration on being as generous and approving as possible, the Portland-based company uses its 60+ years of financial services experience to offer the most customer-friendly packages possible. Transaction rates can be as low as 0.25% and acceptance rate as high as 99%, including those who have been refused by other merchant service providers.

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Alongside the traditional merchant services, Vision Payment Solutions also provide other forms of payment and finance tools for businesses. These include direct purchasing, leasing, POS terminals and more. Businesses of any shape or size are welcome to apply and the across-the-board low rates are available to all.


Vision Payment Solutions provides the very best tools and equipment to arm businesses with the ability to accept credit card payments. Through partnership with the esteemed Authorize.Net, Vision also equips businesses with an online payments gateway to make sales on the internet. The beauty of the Authorize.Net gateway is its almost universal compatibility with online shopping software, making Vision an even more adaptable provider. Customers will also receive a free Virtual Terminal, which allows them to accept payments from anywhere with an internet connection.

Traditional merchant services form the core of the Vision Payment Solutions model, with a selection of hardware and equipment to choose from. From wireless to ethernet to keypad devices, businesses can look forward to a wide variety of options. Most of the equipment is provided by industry-leading manufacturers and suppliers including Hypercom and Omni. Within this range is a number of mobile terminals that can transform any smartphone into a portable POS.

Service Ideal For:

Vision Payment Solutions could be a benefit to any shape or size of business, from the smallest sole trader to the largest corporation. Online, offline and mobile payments allow businesses to take advantage of the varied model from Vision; not to mention the low fee structure. These fantastically low prices make the merchant services particularly attractive for smaller or newer retailers.

Signup Process:

You could be forgiven for expecting an automated process because of how inexpensive Vision is, but the sign-up process is bespoke to each customer. Filling in a form on the company website, customers can expect to be contacted directly by one of the Vision sales team. After providing some more information including some basic details about your business, facts and figures, projected income and personal information; your application will be complete. Once approved, which is likely, you can begin taking payments immediately.


Whilst most pricing models in the merchant services are very similar and are standard for all businesses, Vision provides bespoke quotes to each of its customers. As such you cannot glean the exact fee structure from the company's website, but it's a simple task of getting in touch with the sales team to find out some rough figures.

Basic Pricing:

Monthly Statement FeeMonthly MinimumMonthly Gateway FeeSet Up Fees

Credit Card Fees—Retail:

Average Discount RateRetail Transaction FeeEquipment Cost
1.99%$0.10$20 to $95 per month

Online Account Fees—No Card Present:

Online Discount RateGateway Transaction FeeAddress Verification Fee


Ease of Use:

Vision Payment Solutions is a very accessible provider of merchant services, both in its friendly pricing and its intuitive platform. The way that Vision customizes its packages to suit each individual customer adds to the ease-of-use, with each business receiving a very targeted set of equipment and services. The training offered by the company compounds and finalizes the excellent service and it's no surprise that Vision is one of the fastest growing merchant service providers in the industry.

 Visit Vision Payment Solutions


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