Titan Merchant Services Review


Titan Merchant Services specializes in a wide range of payment solutions for businesses, from credit card processing to debit card and check acceptance. Although little is known about the history of Titan Merchant Services itself, the company is a registered agent of National Payment Processing, which is a well-established name in the credit card processing field, having been started in 2003. National Payment Processing went on to acquire a Better Business Bureau (BBB) rating of A+, since 2011, it has been a BBB accredited business. The company also possesses more than 100 years of combined experience, from which Titan Merchant Services' customers benefit.

Titan Merchant Services


One can take advantage of an extensive range of services from Titan Merchant Services, with those signing up to its retail/restaurant/mobile service enjoying a highly competitive rate, in addition to the likes of free EMV equipment, a free mobile reader and potential POS bundle packages. This is the service for those wishing to swipe credit cards in face-to-face transactions.

There is, however, another service, the moto/e-commerce plan, which can incorporate e-check services, fraud detection security, Authorize.net, Eprocessing Network and/or NMI. A credit card terminal is also available, which is designed for those conducting non-face-to-face transactions, using a virtual terminal and undertaking transactions online or over the phone, without a card being physically present.

From a free EMV upgrade and a free mobile card reader to free online gateway setup and a POS bundle package, there's plenty that Titan Merchant Services can offer to those accepting payments both online and offline.

Service Ideal For:

This credit card processing service is ideal for a complete range of businesses, from restaurants, hotels and retail shops to wireless merchants, service companies and mail, telephone or Internet order businesses.

Titan Merchant Services frequently emphasizes its ability to cater for the full range of businesses through a truly tailor-made service. This is reflected in the broad assortment of payment processing solutions and equipment that the company offers, encompassing EMV compliant devices, smartphone card readers, POS portal bundle packages and more.

Sign Up Process:

Getting started with Titan Merchant Services is as simple as completing and submitting the 'Receive a Quote' form on the homepage that requests such details as your full name, email address, telephone number, whether you trade inside or outside the US and what kind of products or services your business sells. The site will then get back in touch with you using the details that you have provided. The fully-fledged merchant application form is also online, and you will need the business owner's Social Security Number (SSN), Federal Tax Identification Number (if incorporated), Checking Account and Routing Number.


Pricing naturally differs depending on the exact service that you purchase. If you opt for the retail/restaurant/mobile package, you can look forward to a 0.15% rate, $0.10 transaction fee and a monthly fee of $5.50 on the basis that you are running a retail business or restaurant, while the mobile monthly service fee is zero. There are no minimum monthly fees for this service, and there aren’t any leasing or equipment fees. Meanwhile, the moto-e-commerce plan comes with free gateway setup, a 0.15% rate, a $0.10 transaction fee and a monthly service fee of $7.50. Both packages entail a month-by-month agreement.

Basic Pricing:

$0.00, $5.50 or $7.50$0.00Not knownNot known

Credit Card Fees - Retail


Online Account Fees – No Card Present

0.15%$0.10Not known

Ease of Use:

Seemingly everything about the service provided by Titan Merchant Services screams 'ease of use', from the website that may look a little simple to some, but is nonetheless easy to navigate, right through to the application process and the payment processing solutions themselves. While Titan Merchant Services is not the best-known provider of credit card processing services, it certainly offers a comprehensive range of solutions. Thanks to the backing of the well-established National Payment Processing, is also highly reputable.

Titan Merchant Services


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