Payment Depot Review


Payment Depot offers simple and effective merchant services. This processing service offers a new kind of payment structure that is based on a small transaction fee and monthly subscription rather than inflated discount rates. In terms of transaction fees, Payment Depot clients will only be charged the actual cost of processing the transaction. Customers will also enjoy unlimited processing, no contracts, no hidden fees and no minimums. The sign-up process is really easy and customers can apply to open an account online.

Visit Payment Depot
(888) 269-8231


Payment Depot offers both offline and online payment solutions for businesses and merchants.  The benefit of Payment Depot is the membership model where members only pay the wholesale rates from the card brands.   In terms of offline solutions, Payment Depot offers physical credit card readers as well as mobile readers. The equipment for these devices can cost as little as $79 and the devices are quite easy to implement and use. One of the best features at this credit card processing service is the non-contract business structure. Most payment processes require that businesses sign a 2 year agreement in order to use their services. Payment Depot allows you to cancel the membership at any time and they will even give you a refund on the annual plans.

Additionally, businesses are able to terminate their monthly subscription without being subject to early termination fees or other penalties. Some other beneficial features at Payment Depot include next day deposits, amazing support during banking hours and also provide 24 hour emergency support through the processing bank , low transactions fees and PCI is included in the membership. These features make Payment Depot the easiest way for businesses to try them out and make sure they are happy with their service and pricing.

Service Ideal For:

No matter whether you manage an offline or online business, Payment Depot can provide you with the best payment processing solutions. The top clients at Payment Depot include medical offices, franchises, online businesses, entrepreneurs that use their mobile phones to accept payments, restaurants and retail stores. Because the transaction fees and monthly subscriptions are so low, even the smallest business can use Payment Depot. This company has more than 20 terminal types so businesses big and small can find what they need, however large merchants would benefit most from their wholesale pricing model.

Sign Up Process:

The sign up process couldn’t be easier. All you need to do is call Payment Depot and one of its knowledgeable account representatives will only point you in the directions that make sense for your business without all of the upsells and add ons. From there, they will send you a 1-page easy online application. They are really good at walking you through the process. They handle everything from there until your account is approved. Most reviewers online express how easy the set up was aside from how much they saved.


Payment Depot has 4 different memberships on its website starting at $49/mo for new businesses but have plans suited for businesses for virtually any size.

Basic Pricing:


Credit Card Fees - Retail

0%$0.05 - $0.25$79.00

Online Account Fees – No Card Present

0%$0.10 - $0.25$0.00

Ease of Use:

The payment process software and equipment at Payment Depot is easy to use and implement. The system can be installed on a physical terminal, mobile device or PC. Payment Depot uses as the payment gateway which allows users to immediately begin accepting online payments once their account is activated. Users will also have access to professional customer support 24 hours a day, 7 days a week. Support can be contacted via email, chat or phone.

Visit Payment Depot
(888) 269-8231


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