GotMerchant Review


GotMerchant was one of the very first merchant services to emerge during the credit card boom, with its processing arm stretching back to the late 1990s. As a subsidiary of Omaha’s First National Bank, GotMerchant has prestige and power behind its brand to enable it to provide outstanding sales and member services. Based in Nebraska, the experienced company is BBB accredited with an A+ grade, along with being a recognized outstanding provider by Merchant Maverick and Merchant Review. Accepting a multitude of payment options and offering a wealth of additional tools for its business customers, GotMerchant’s prestige is matched by its performance.


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There are two main types of business in the modern market, those that trade online and those that don’t. Both can look forward to enjoying the benefits of GotMerchant; which has been trading since before the internet exploded into popularity.

For brick and mortar store with high street presences, GotMerchant’s range of terminals are available for very competitive prices. In fact a lot of the PoS line are complimentary and include extended warranties, not to mention free installation. Terminals, along with cash registers, are all covered by around-the-clock customer assistance and a potential lifetime warranty.

For retailers on the web, GotMerchant will provide virtual terminals connected to an Authorize.Net payment gateway; the very best in the industry. If you’d rather choose another payment gateway, GotMerchant also have many more partnerships available and the potential to connect with Verisign, Intellipay and more. The Yahoo! Stores popular shopping platform is also fully compatible with all GotMerchant products, another way to maximize your potential sales.

Service Ideal For:

Any shape or size of business can find some improvement in their trading by becoming a GotMerchant customer. Online, offline or hybrid stores can benefit from the range of features on offer; with the many free services and the standardized low prices making GotMerchant a particularly attractive provider for smaller businesses. With the raft of mobile and online services, GotMerchant also has thousands of travelling vendors.

Signup Process:

Businesses signing up for an account with GotMerchant have a very real chance of finding their accounts approved within a single working day. If you’re based in the United States, you can simply visit the website and fill out the application form. The Nebraska outfit approves 99% of all applications, meaning out of their 11,000 accounts approved last year there were only 120 rejections which is an outstanding rate. You can expect to be accepting card payments within days of seeing your account set up.


The competitive pricing model of GotMerchant makes it more than a match for some of the bigger boys in the industry, not to mention its raft of free features; ranging from equipment or warranties. To ensure that you’re going to be fully satisfied with the service, you can take a no-obligation trial to test the waters.

Basic Pricing:








Credit Card Fees—Retail:







Online Account Fees—No Card Present:







Ease of Use:

It’s hard to overlook a merchant services provider that has been in business for more than 15 years, spanning the pre-internet days and emerging as a power in both the online and offline market. The success of this experience has meant that the GotMerchant experience is simple and straightforward for retailers to use; polished over the years of operation. The around-the-clock customer support and the transparent pricing also help enamor the Omaha company’s image as an honest and trustworthy outfit.


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