Electronic Transfer Inc. Review


Electronic Transfer is one of the best known names in business circles, with more than 25 years of experience and a status as one of the finest merchant services providers on the market. First established in 1989, the Washington-based company has collected sterling reviews from Fox News, NBC, CNN, The New York Times, Bloomberg and more.

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From the offices in Spokane, Electronic Transfer offers a variety of services available to start-ups and established businesses, online and offline retailers and even people with a bad credit history who have struggled elsewhere. Electronic Transfer is one of the most accepting and adaptive merchant services available and it’s no surprise that it has such an excellent reputation.


Whether your business is based on the internet or in the mall, Electronic Transfer’s range of merchant service features make it a stellar choice whichever side of the fence you fall. For online businesses, an encrypted payment gateway is on offer through FastChargePayment. This service can be plugged into most of the popular online retailing software including ZenCart, OSCommerce and more. Businesses can also look forward to receiving an online terminal, allowing customers to enter their payment card details.

For businesses trading in the shopping mall and on the high street, traditional card terminals can be ordered with both wired and wireless connections. Electronic Transfer stocks models from the very best suppliers and also includes terminals for travelling businesses. The majority of equipment includes security checks, address verifying, fraud prevention and online blocking functionality.

Service Ideal For:

Electronic Transfer is one of the monoliths of the merchant services world, meaning that the equipment, business model and general offering would be great for any shape of business to adopt. Large or small, online or offline, Electronic Transfer has something for everybody and is excellent for multi-variant businesses who want more than one service. Companies with storefront businesses supported by online selling will get the most out of Electronic Transfer, combining the services on offer for a fantastic price.

Signup Process:

Signing up for an account with Electronic Transfer is simplicity at its finest. Clicking the application button on the website will present you with a page requesting basic information. Once this is filled in with data ranging from stakeholder percentages to names and phone numbers; Electronic Transfer will contact your directly to progress the application.


With non-existent set-up fees, Electronic Transfer greets its customers on the right foot. When you combine this with the outstandingly low processing costs and the lack of custom pricing for special features, you start to see an incredible value-for-money in the merchant service.

Basic Pricing:

Monthly Statement FeeMonthly MinimumMonthly Gateway FeeSet Up Fees

Credit Card Fees—Retail:

Average Discount RateRetail Transaction FeeEquipment Cost
1.59%$0.25$25 to $100 per month

Online Account Fees—No Card Present:

Online Discount RateGateway Transaction FeeAddress Verification Fee

Ease of Use:

Ease-of-use won’t be a problem for any business choosing Electronic Transfer, no matter what shape or size. The range and variety of services available, backed by a solid customer support system, means that any business can find value and use in Electronic Transfer. Online and offline retailers can look forward to a simple system, complete with fantastic low rates and industry-leading hardware.

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