Charge.com Review

 

Overview:

Charge.com has a long history in merchant services and it one of the longest-running payment processing companies in the world. This credit card processor has been in operation for over 18 years and no one has more experience than Charge.com. With this processing service, there are no setup costs or application fees which saves businesses a great deal of money. It is also very easy to qualify for an account with Charge.com – even online businesses can apply and be approved. In as little as 2 days, businesses can have their payment processing service up and running and enjoy 24/7 professional customer support.
 

Visit Charge.com
(888) 373 7942

Features:

The merchant services technology at Charge.com enables businesses to accept payments online and in person. Users can access a number of different payment gateways which ensures that businesses get the best payment setup based on their needs. Users will also get a virtual terminal that can be used to process physical credit card transactions through an online account.

With the technology at Charge.com, you can accept payments in a variety of different ways including fax, web and phone. The interface at Charge.com is compatible with the top merchant services including Ingenico, Nurit, Verifone and Hypercom terminals – these terminals are some of the best in the industry. In addition, Charge.com offers equipment that enables you to accept payments on your smartphone (Blackberry, Android, iPhone), iPad or tablet. Plus, you will receive a free web shopping cart with your Charge.com account.

Service Ideal For:

The ideal user for the payment processing service at Charge.com is a small retail business or a business that wishes to sell goods online. It is really easy to get your online payment processing started with Charge.com as most of the work is done for you. You don’t have to worry about setting up your own payment processing system – thereby saving you from a lot of stress. When running a small business, you need your payment processing service to be reliable and effective – this is precisely what you’ll get at Charge.com.

Sign Up Process:

Charge.com makes it easy for you to sign-up and apply for this service. First, you will need to provide some basic information about yourself and your business. Once you create an account you need to complete a 1 page application. After you have completed the application, Charge.com will work on approving your application which should be completed in 1 to 2 business days. This company approves 98% of applications and that includes online companies that are labeled as ‘high risk’. It should only take a few minutes to fill out the application and once it has been completed the rest of the work is done for you.

Pricing:

The actual price for your services will depend on the equipment that you choose. There are several different equipment choices including electronic keypad terminals for offline transactions, internet processing software for online transactions, swipers and apps for mobile transactions. Regardless of what type of equipment you choose you will pay a reasonable monthly statement fee, gateway fee and monthly minimum. Transactions fees and discount rates will depend on how orders are processed.

Basic Pricing:

MONTHLY STATEMENT FEEMONTHLY MINIMUMMONTHLY GATEWAY FEESETUP FEES
$10.00$25.00$16.95$0.00

Credit Card Fees - Retail

AVERAGE DISCOUNT RATERETAIL TRANSACTION FEEEQUIPMENT COST
0.25%$0.19$25 - $100/month

Online Account Fees – No Card Present

ONLINE DISCOUNT RATEGATEWAY TRANSACTION FEEADDRESS VERIFICATION FEE
0.25%$0.25$0.05

Ease of Use:

The account from Charge.com is user-friendly and if you choose the online system, all of the credit card processing will be done automatically. In addition, this service automatically deposits funds into your account within 48 to 72 hours after the transaction. It is also easy to use the mobile application – all you need to do is swipe or scan the card and the rest will be done by Charge.com. This is also the case for the electronic keypad which is the more conventional payment processing option.
 

Visit Charge.com
(888) 373 7942

 

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