BluePay Review


BluePay is an all-round well-equipped merchant services provider, catering to a wide variety of industries and sectors. With more than a decade of experience, BluePay has worked itself into the prestigious Inc 500 list of the Fastest Growing Companies. With a reputation to match its rapidly growing business, BluePay is everything you'd want from a merchant services provider. PCI compliant, tokenized access and encryption ensure that you couldn't be safer from fraud. Available to businesses of all shapes and size, BluePay offers an outstanding line of equipment and services that would benefit any US retailer.

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The most outstanding feature of the BluePay system is that it owns its own processing system. While other providers will look to external suppliers to handle the payments, BluePay keeps this in-house. The value of this is in the lowered prices but also in the contained risk. With more and more business coming online every year, this feature is an excellent addition to the BluePay internet arsenal. The majority of credit and debit cards are accepted, along with some other payment options, and the availability of a secure payment form is also a nice added touch.

Retailers with brick and mortar stores can also look forward to an expansive range of POS and physical payment equipment. Capable of handling credit and debit card payments, the hardware also allows retailers to accept checks easily and instantly. BluePay is always stocked with the latest merchant services equipment, from wireless keypads to mobile and virtual terminals.

Service Ideal For:

Covering the width and breadth of the business world, BluePay has made itself an indispensable merchant services provider to any retailer. Whether your payments are taken online or offline, in-person or over-the-phone; BluePay has something to help you grow. The accessibility and protection afforded by the provider makes the service particularly useful for those just starting out in business.

Signup Process:

You can begin the signup process with BluePay by completing an online form or contacting the company directly by phone. Whichever way you do it, you will be asked some basic information to form the core of a further call with a sales representative. The information can range from business ownership details to average transaction value - with more in-depth data needed to complete the application. Once you are approved for an account, which is very likely with BluePay, you can expect to accept payments within days.


BluePay's sales representatives will build customized quotes for each business, meaning every customer gets a merchant services model bespoke to its needs. The prices below show the average fees one can expect to encounter during the quote process.

Basic Pricing:

Monthly Statement FeeMonthly MinimumMonthly Gateway FeeSet Up Fees
$9.99$20.00$9.99$0.00 to $100.00

Credit Card Fees—Retail:

Average Discount RateRetail Transaction FeeEquipment Cost
1.09%$0.10$0.00 to $199.00

Online Account Fees—No Card Present:

Online Discount RateGateway Transaction FeeAddress Verification Fee


Ease of Use:

Whatever the shape or size of your business, whatever its demands or nuances; the range of merchant services from BluePay can help simplify the process. Both the software and hardware is very easy to use and the extreme security measures put into place by the company go a long way to easing the mind of new retailers. The bespoke pricing is a stand-out feature, along with the in-house processing system, both of which make BluePay one of the best choices on the market.

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