Authorize.Net is probably the most recognized and respected name when it comes to payments and financial security. With a history stretching back to the dark days of the 1990s, the company founded in and headquartered in Utah is now one of the largest payment gateway service providers. With more than 350,000 customers around the world, Authorize.Net has grown in size and strength since being acquired by Cybersource in 2007 (which itself is a subsidiary of Visa.)


Along with traditional merchant services in online and offline formats, Authorize.Net can also boast award-winning customer service along with free-of-charge security tools. Authorize.Net is widely acceptable and compatible with many existing business tools and programs.


The payment gateway offered by Authorize.Net is of exclusive design, meaning customers have access to an excellent suite of tools built directly by the company. Cutting out middle men and third party suppliers means that customers have direct access to the expertise behind the software they are using. With the ability to integrate into competitor software and gateways, Authorize.Net permeates the market at every level. Additional services alongside the famous payment gateway include automatic billing, customer management and check acceptance. Online tools for customer websites, a smartphone app and security tools are also on offer.

For online businesses, Authorize.Net’s virtual terminal allows retailers to trade safely and securely through their own websites. The mobile app also allows merchants who need to take payments on the road to be able to in full confidence.

Service Ideal For:

Any business would benefit from the introduction of Authorize.Net hardware and software. If your business needs merchant services to take credit card payments, you can probably improve through becoming an Authorize.Net customer. The range of services, from mobile to online to offline, offers strength in depth that can be a big difference for a varied business. There’s no doubt that Authorize.Net is most famous for its online merchant services and this is where the business has made its considerable success, but brick and mortar retailers can still benefit hugely from the service.

Signup Process:

Applying to become a customer of Authorize.Net can be done either through the company website or by contacting the sales team by phone. Armed with information ranging from name and address to company and bank details; you can go through the three-step process yourself and complete within a short time. In submitting your application, you are also requesting a payment gateway and merchant account. Authorize.Net is a very lenient provider and will approve the vast majority of applications.


With no monthly statement fee, no address verification fee and a generous $0.10 transaction fee – it’s safe to say that Authorize.Net provides value for money. The monthly minimum on your account, along with the gateway fee, might be a little higher than you’ve seen with some rivals – but the true cost-effectiveness is in the freebies and the low transaction fee, which allows your business to grow unshackled.

Basic Pricing:

Monthly Statement FeeMonthly MinimumMonthly Gateway FeeSet Up Fees

Credit Card Fees—Retail:

Average Discount RateRetail Transaction FeeEquipment Cost

Online Account Fees—No Card Present:

Online Discount RateGateway Transaction FeeAddress Verification Fee

Ease of Use:

The online merchant services on offer from Authorize.Net are almost without competition. A wide variety of options combined with low pricing models, an excellent support system and a long and robust history – there are endless reasons to choose Authorize.Net as your merchant service provider. The software is incredibly easy to use and is compatible with a number of simple, successful shopping carts for online retailers. With Cybersource and Visa on its side, it’s no wonder that Authorize.Net is well on its way to reaching 400,000 customers and is the largest provider of its kind.



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